Simplified
Home Insurance
Build your cover
Tailor your cover with these optional features.
Buildings
Get the cover you need to protect the structure and fixtures of your home. We’ll take care of any damage to your house, caused by leaking pressurised pipes, natural disasters, explosions, or fires.
Contents
We will cover you for damage to your home contents caused by lightning, fire, theft, or flooding, with the option to include accidental damage and power surge cover as well.
All Risks
We cover you for accidental damage, theft or loss of portable possessions (accessories, jewellery and personal effects carried on you).
Small Watercraft
Make the most of your watercraft knowing it’s insured. If you own a small watercraft, you might want to take a look at our watercraft insurance package.
Personal Liability
Should you ever find yourself in a situation where you are legally liable for damage to someone's property, or their accidental death or injury, we will be in your corner.
Personal Accident
We've got you covered for the expenses suffered as a result of your accidental death, permanent or temporary disability, to soften the impact on your family.
What you are covered for under Home Contents:
Fire, lightning, explosion and earthquake
We cover damage to your home contents caused by most disasters, including fires, explosions and earthquakes.
Storm, wind, hail, snow and flood
We cover damages caused by natural phenomena such as wind, hail, snow, storms and rain.
Water or oil leakage from household appliances
We cover loss or damage for water or oil that escaped from any household appliances such as geysers, washing machines, dishwashers, fixed water or heating systems. This excludes loss or damage to such tanks, equipment or pipes.
Theft or attempted theft
Our home contents insurance policy covers theft or attempted theft of all contents listed on your policy schedule.
Collision or impact by cars, animals, falling branches or trees
Your home is covered against impacts from cars, falling trees or parts of trees, animals, aircraft, or items dropped from above.
